ITIN (Tax ID) Loan

We work with United Mortgage Corp.

Click here to Apply online

At 1StopMLO, we believe everyone deserves a fair shot at homeownership — including those without a Social Security number. ITIN (Individual Taxpayer Identification Number), also known as a Tax ID, loans are designed for borrowers who live and work in the U.S. but file taxes using a Tax ID instead of an SSN. These programs open doors to homeownership for hardworking individuals and families who might not qualify through conventional channels.

With my guidance, you’ll understand how ITIN financing works, what documentation is required, and how to present a strong application. I’ll walk you through each step to make the process clear, efficient, and tailored to your situation.

With an ITIN (Tax ID) loan, you can:
• Buy or refinance a home using your ITIN or Tax ID instead of a Social Security number
• Qualify with valid tax returns, employment history, or verifiable income
• Purchase primary, second, or investment properties (depending on the program)
• Build or establish credit through responsible homeownership
• Access flexible down payment and documentation options
• Secure financing with a lender experienced in ITIN/Tax ID programs

As your mortgage guide, I make sure your loan fits you — not the other way around. My goal is to simplify the process, explain your options in plain language, and help you make a confident, informed decision.

If you’re ready to explore how an ITIN (Tax ID) loan can work for you, let’s connect today.

1StopMLO — making homeownership simple, smart, and stress-free.