I bring real support, flexible options, and availability when others clock out. You're not just a number here — I’ve got the knowledge, tools, and a top-notch team to back you up.

Yes! Most loan programs allow gift funds from family (and sometimes close friends). There’s a simple process to document it — I’ll walk you through it so everything’s smooth and compliant.

No worries — life happens. I work with people in all situations: low credit, recent job changes, even past bankruptcies. Let’s find a solution that fits.

Your mortgage payment usually covers four things: PITI — Principal, Interest, Taxes, and Insurance. We’ll break it down clearly during your estimate.

Yes! We just verify income differently — often using tax returns, 1099s, or bank statements. I’ve got experience helping entrepreneurs navigate this.

From pre-approval to keys in hand, it typically takes 30–45 days. With a strong team behind me, we keep things moving and keep you in the loop every step of the way.

Typically: recent pay stubs, W-2s, tax returns, bank statements, and ID. If you're self-employed or 1099, we’ll go over alternatives like P&Ls and business bank statements.

Generally, 580+ for FHA loans, 620+ for Conventional. But don't let credit scare you off — I can guide you with credit tips and connect you with lenders that look at the full picture.

Getting pre-approved. This shows sellers you're serious and helps you understand your price range. It only takes a few minutes to get started — let’s lock that in together.

It depends on the loan type. FHA loans can go as low as 3.5%, Conventional as low as 3%, and VA/USDA loans often require zero down. I’ll help you find what works best for your budget.