Last Updated: January 03, 2024

Welcome to 1StopMLO.com (“Website”), operated by 1StopMLO LLC. This Privacy Policy and Disclaimer describe how we collect, use, and protect your information, as well as the limitations of our content and affiliate relationships. By using this Website, you agree to the terms outlined below.

1. Website Disclaimer

The information provided by 1StopMLO LLC (“we,” “us,” or “our”) on www.1StopMLO.com and any related digital platforms is for general informational and educational purposes only.

All information is provided in good faith; however, we make no representation or warranty, express or implied, regarding the accuracy, adequacy, validity, reliability, or completeness of any information provided.

Under no circumstances shall we be liable for any loss or damage incurred as a result of using or relying on the information found on this Website. Your use of this Website and your reliance on any information provided is solely at your own risk.

2. External Links Disclaimer

This Website may contain links to third-party websites, resources, or advertisements. These external links are provided for convenience only and are not monitored, endorsed, or guaranteed by us.

We do not assume responsibility for the content, accuracy, or privacy practices of any third-party websites. Any transaction or engagement with third-party providers is solely between you and that provider.

3. Professional Disclaimer

This Website does not provide mortgage, financial, legal, or real estate advice.

All information contained on this site, including but not limited to educational content, blog posts, videos, and downloadable materials, is intended for general informational and educational purposes only.

Before taking any financial or real estate action, you should consult with a qualified mortgage professional, financial advisor, or attorney.

Reliance on any information provided on this site is strictly at your own risk.

4. Affiliates Disclaimer

Christopher Crespo (NMLS #2040756) is a licensed Mortgage Loan Originator with United Mortgage Corp (NMLS #1330), an Equal Housing Lender.

1StopMLO LLC operates as an independent marketing and educational platform affiliated with United Mortgage Corp for disclosure and compliance purposes.

References to United Mortgage Corp are for transparency only and do not imply ownership, control, or joint operation of this Website.

This site may also include affiliate links or partner references. We may receive compensation from affiliate relationships for products or services referenced; however, such relationships do not influence our content or recommendations.

5. Partner and Testimonial Disclaimer

The Website may feature testimonials or professional partner listings (including real estate agents, credit specialists, insurance providers, or other affiliates).

• Testimonials reflect the individual experiences and opinions of specific clients or professionals. Results may vary.
• Partners operate as independent entities and are not employees or agents of United Mortgage Corp or 1StopMLO LLC.
• Any engagement or business conducted with featured partners is solely between you and the partner.
• We do not guarantee the accuracy or success of any services provided by third-party partners.

Some testimonials may be shortened for clarity or edited for grammar without altering their overall meaning. No testimonial or partner reference should be construed as a guarantee of outcome.

6. Data Use and Privacy

1StopMLO LLC values your privacy and does not sell or share your personal information for marketing purposes.

When you submit information through forms on this Website (such as inquiries, contact forms, or event registrations), that data is used solely to:

• Respond to your inquiries and provide requested services.
• Connect you with affiliated mortgage professionals or partners, if relevant to your request.
• Improve site functionality and user experience through limited analytics or cookies.

We may share your information only with United Mortgage Corp or authorized affiliates as required to process mortgage-related inquiries or provide related services.

You may request that your information be deleted at any time by contacting us directly at [email protected].

7. License & Legal Compliance

Christopher Crespo (NMLS #2040756) is the licensed mortgage loan originator responsible for all mortgage-related services and content presented on this site.
All loans are originated through United Mortgage Corp (NMLS #1330).

1StopMLO LLC operates independently for marketing, education, and community resource purposes, and is not a lender.

All programs, rates, and terms are subject to change without notice and are contingent upon credit and property approval. Equal Housing Lender.

8. Updates to This Policy

We reserve the right to modify or update this Privacy Policy and Disclaimer at any time without prior notice. Updates will be reflected with a revised “Last Updated” date. Continued use of the Website after such changes constitutes your acceptance of the updated terms.

9. Contact Information

Christopher Crespo
Licensed Mortgage Loan Originator – NMLS #2040756
United Mortgage Corp – NMLS #1330
Email: [email protected]
Phone: (203) 307-0016
Business Platform: 1StopMLO LLC (Marketing & Resource Site)
Location: Fairfield, CT 06824